The one-year moratorium shields people who live “within the perimeters or adjoining ZIP Codes” of where the fires burned from insurance non-renewal or cancellation for one year from the date of the governor’s emergency declarations — regardless of whether they sustained a loss.
He first declared a state of emergency on Sept. 7 for the Line Fire in San Bernardino County. Then, on Sept. 11, he declared states of emergency in LA and San Bernardino counties for the Bridge Fire and in Orange and Riverside counties for the Airport Fire.
“By law, I am able to place moratoriums on insurance company homeowners cancellations and non-renewals in areas stricken by wildfires,” Insurance Commissioner Lara said in a statement Thursday, describing the moratorium as a “temporary protection.”
“This creates much-needed breathing room for homeowners while my Sustainable Insurance Strategy takes effect, Lara said. “Wildfire survivors should not have to worry about insurance while they are recovering.”
California’s Department of Insurance is sending staff members to wildfire disaster areas help with filing claims and give guidance on avoiding insurance fraud and abuse. They can be found at local assistance centers currently open across four SoCal counties.
More information for homeowners affected can be found by visiting here or by calling 800-927-4357 with any insurance-related question. A full guide to resources and information for wildfire recovery can be found here.
Below is a full list of assistance centers currently open in Southern Californian where those affected by recent wildfires can get help with home insurance claims and related information.
- Los Angeles County – Bridge Fire
LA County Fairplex – Expo Hall 8 (Enter Gate 3)
1101 W. McKinley Ave.
Pomona, CA 91768
Dates and Hours of Operation:
Friday 9/20/2024: 10:00 AM – 8:00 PM
- Orange County & LA County – Airport Fire
Saddleback College
28000 Marguerite Parkway
Mission Viejo, CA 92692
Dates and Hours of Operation:
Thursday 9/19/2024 – Friday 9/20/2024: 3:00 PM – 9:00 PM
Saturday 9/21/2024: 9:00 AM – 2:00 PM
- Riverside County – Airport Fire
Lake Community Center
310 W Graham Avenue
Lake Elsinore, CA 92530
Dates and Hours of Operation:
Thursday 9/19/2024 – Friday 9/20/2024: 12:00 PM – 9:00 PM
Saturday 9/21/2024: 8:00 AM – 5:00 PM
- San Bernardino County – Bridge Fire
Cal State University San Bernardino
5500 University Parkway
San Bernardino, CA 92407
Dates and Hours of Operation:
Saturday 9/21/2024: 10:00 AM – 8:00 PM
Monday 9/23/2024: 10:00 AM – 8:00 PM
